Compare expenses for owning the house and renting

Calculator visualizes the costs and helps to understand the distribution of expenses

Home Value(€):

Mortgage interest rate(%):

Loan Term(years):

Optional Expected house price growth rate(%):


Expected extra year expenses(ground leasehold, etc):

Expected extra year profits(airbnb, room rent out, etc):

In average, people keep the house around 7-8 years. Click on any bar(year) in the chart for more detailed information.

Owning a home is a dream for many people. But as the housing market continues to move up and down, does it make more financial sense to rent a house or get a mortgage? Chart shows the financial balance for both cases in Netherlands for inputs above.

House Price Trends

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